Cycle Division are pleased to offer 0% APR finance on eligible bikes, wheels and components. Some products including but not limited to nutrition aren't eligible. Whether you need a new bike or are looking for some of our award winning Cero wheels we offer the ease of online or instore purchasing on all eligible products. Through our Retail finance partner V12 we can offer 0% APR finance on all products over £500 excluding a minimum 10% deposit.

Example of 0% APR Finance

This £3499 bike for only £87.48/month

This is a £3,149.10 loan; your monthly repayments will be £87.48 for 36 months. The total amount payable is £3,149.10. The cost for credit (interest and charges) is £0.00. APR 0.00% representative.

  • APR 0.00%
  • Instalment Amount £87.48/month
  • Repayment Term 36 months
  • Total Interest Charged £0.00
  • Deposit Amount £349.90


You must be:

  • Between 18 and 75 years of age
  • A permanent UK resident
  • In regular employment or self-employment (16 hours + per week), or in permanent residence with a partner/spouse in regular employment
  • Receiving a pension if retired
  • Not receiving invalidity or disability allowance
  • Able to make repayments through direct debit
  • Provide your previous address if you have lived at your current address for less than 3 years

How to apply:

If you are interested in 0% APR finance simply visit the website and choose the item/s you wish to purchase and add to basket and follow the V12 finance option, alternatively visit us in store and we can process your order.

If you wish to contact us to discuss our finance options feel free to call us on 01283 7113985 or email us at [email protected]


If you can't find what you're looking for please don't hesitate to contact us using the above methods.

What happens next if my application is approved?

If your application is approved you will be able to complete a Credit Agreement with V12 Finance. Upon notification of receipt of the agreement Cycle Division will process your order and ship your goods.

What happens if my application is declined?

If our credit providers decline your application you will have the option of choosing an alternative method of payment (i.e. credit/debit card or cheque).

Can I have my order sent to a different address?

Please note that orders paid for by Finance can only be shipped to the same billing address as on your application. It will not be possible for us to ship goods to a different delivery address.

Can I buy any product on any finance option?

The finance options available depend on the total value of your order. There are a range of options to suit your budget, ranging from 6 months interest free to 36 months.